Commercial Loans

Commercial Hard Money Loans in Los Angeles & California

Fidelity Funding provides fast, flexible, and reliable commercial property financing for investors and business owners across Los Angeles and throughout California. Whether you are refinancing, purchasing, or restructuring debt, our commercial hard money loans are designed to close quickly and provide the capital you need without the red tape of traditional banks.

We fund both conforming and non-conforming commercial properties, including owner-occupied buildings, investment portfolios, retail centers, mixed-use developments, and more. With loan amounts ranging from $100,000 to $50,000,000, we offer tailored solutions for small businesses as well as large-scale investors.

Program Highlights

• Loan amounts from $100,000 to $50,000,000

• Terms from 3 months to 30 years, with amortization up to 30 years

• Fixed-rate options at 3, 5, 10, and 15 years

• Up to 75% LTV on most commercial properties

• Up to 85% LTV on refinances and 75% on cash-out transactions (loans under $500K)

• Minimum credit scores as low as 600

• Recourse and non-recourse options available

• Flexible prepayment terms

Why Borrowers Choose Fidelity Funding

Unlike traditional banks with rigid requirements, Fidelity Funding approaches each commercial transaction individually. Our in-house underwriting and direct access to private capital allow us to structure deals creatively and close in a fraction of the time compared to conventional lenders.

Whether you need a short-term bridge loan, long-term commercial financing, or a refinance solution, our team will find the program that fits your needs best.