Investors

California Trust Deed Investing with Fidelity Funding

Since 2006, Fidelity Funding has helped investors place millions of dollars into carefully underwritten trust deed investments backed by California real estate.

With Fidelity Funding, investors enjoy secured, high-yield real estate investments that generate steady monthly income while minimizing risk through collateral-backed loans. In an industry filled with uncertainty, our investors return year after year because of our unwavering commitment to three core principles:

• Integrity – Ethical, transparent, and honest lending practices.

• Dedication – Client service as a priority, not an afterthought.

• Consistency – Conservative underwriting that protects investors first.

What Is Trust Deed Investing?

Trust deed investing in California allows investors to act as the lender on a private real estate loan. The borrower—often a real estate professional, developer, or property owner—uses the investor’s funds to acquire or improve property.

The investor’s name is recorded on the deed of trust, making the real estate collateral. In return, the investor receives monthly interest payments at rates that typically outperform traditional savings or bond investments.

This strategy combines the security of real estate with the attractive yields of private lending, making it a proven choice for investors seeking diversification and consistent cash flow.

How a Deed of Trust Works

A deed of trust investment is structured between three parties:

• Borrower (Trustor) – The property owner or buyer.

• Investor (Beneficiary) – The trust deed investor providing the funds.

• Trustee (Neutral 3rd Party) – Holds the title until repayment.

If the borrower repays, the lien is released. If the borrower defaults, the property can be sold, ensuring investors maintain a secured position.

Why Investors Choose Fidelity Funding

• High-Yield Returns – Earn 9%–14% annually, secured by California property.

• Passive Monthly Income – Fixed interest payments deposited directly into your account.

• Short-Term Notes – Typical loan terms of 12–36 months.

• Diversification – Expand your portfolio beyond stocks and Wall Street volatility.

• Collateral Protection – All loans secured by California real estate.

• Expert Loan Servicing – Hands-off investing with full collection and reporting services.

Tips for Smart Trust Deed Investing

Even secured investments require due diligence. At Fidelity Funding, we protect investors with conservative loan-to-value (LTV) standards, but we also recommend these best practices:

1. Secure Title Insurance

A title insurance policy protects your lien position and ensures no hidden claims or encumbrances.

2. Inspect Property & Documents

Review the property and loan documents. When necessary, use real estate and construction experts to confirm property value.

3. Diversify Investments

Spread risk by investing in multiple smaller notes instead of a single large deal. Diversification strengthens portfolio stability and lowers risk.

Investor Security & Documentation

Every Fidelity Funding trust deed investment includes:

• Original Promissory Note

• Recorded Deed of Trust & Assignment

• Title Insurance Policy confirming your secured lien

• Hazard & Liability Insurance Endorsements covering the property

Loan Servicing & Management

Fidelity Funding provides full-service investor support, including:

• Borrower payment collection and processing

• ACH monthly deposits to investors

• Management of early payoffs, extensions, or defaults

• Issuance of tax forms (1098s & 1099s)

• Online access to monitor investment portfolios

The Benefits of California Trust Deed Investing

• Secured by Tangible Assets – Every loan is backed by real estate.

• High-Yield Passive Income – Monthly distributions at above-market rates.

• Portfolio Diversification – Reduce reliance on volatile stocks or bonds.

• Accessibility – Available to both accredited and individual investors.

• Alternative to Wall Street – Focused on Main Street real estate, not speculative trading.

Your Next Step

California trust deed investments with Fidelity Funding are a proven way to enhance your portfolio with secured, income-producing real estate loans.

Whether you are looking for monthly cash flow, a hedge against inflation, or an alternative to Wall Street, Fidelity Funding provides a transparent, professional, and conservative investment platform trusted by investors across California.

 Call us today at 877-300-3007 or visit fidelityfundingcorp.com to learn more about becoming a trust deed investor.